About us

WE ALWAYS WANT TO BE BETTER

Private loans are nothing new in Costa Rica. However, the industry has barely advanced in recent years, it is unregulated and full of dubious characters.

THINK OF THIS: Normally the lender and borrower are trying to take advantage of each other in one way or another. As a result, the experience is often shady, unprofessional and with very little transparency. The borrowers often lie about the characteristics of the property and the lender tries to charge a huge interest rate while looking for an opportunity to foreclose. If there is an intermediary involved, they will do whatever it takes to close a deal, collect a commission, and then disappear if there are issues with the loan in the future. Doesn’t sound like something you want to be involved in, right?

This is where we saw our opportunity to be better. We believe in loans and their ability to do good for both the borrower and the lender. Instead of each party trying to take advantage of each other, we only work with clients who are dedicated to a win/win scenario. If issues arise, we know how to help solve them, and we don’t charge any extra for facilitating solutions.

Unlike our competition, we aren’t just intermediaries, we are also lenders. We started investing in loans several years ago and began to realize that there was a lot of room for improvement in the marketplace. We know the win/win approach works because use it with our personal clients. The majority of our net worth is in private loans and our income depends on the relationships that we have with our borrowers. Our borrowers are our friends. If they have inconveniences or issues, we are on the same team and will help them, rather than make matters worse.

Private loans are nothing new in Costa Rica. However, the industry has barely advanced in recent years, it is unregulated and full of dubious characters.

THINK OF THIS: Normally the lender and borrower are trying to take advantage of each other in one way or another. As a result, the experience is often shady, unprofessional and with very little transparency. The borrowers often lie about the characteristics of the property and the lender tries to charge a huge interest rate while looking for an opportunity to foreclose. If there is an intermediary involved, they will do whatever it takes to close a deal, collect a commission, and then disappear if there are issues with the loan in the future. Doesn’t sound like something you want to be involved in, right?

This is where we saw our opportunity to be better. We believe in loans and their ability to do good for both the borrower and the lender. Instead of each party trying to take advantage of each other, we only work with clients who are dedicated to a win/win scenario. If issues arise, we know how to help solve them, and we don’t charge any extra for facilitating solutions.

Unlike our competition, we aren’t just intermediaries, we are also lenders. We started investing in loans several years ago and began to realize that there was a lot of room for improvement in the marketplace. We know the win/win approach works because use it with our personal clients. The majority of our net worth is in private loans and our income depends on the relationships that we have with our borrowers. Our borrowers are our friends. If they have inconveniences or issues, we are on the same team and will help them, rather than make matters worse.

We believe in a long-term approach to lending, rather than a transactional approach. We know that Costa Rica is a small country and that reputation is everything. IF WE WANT TO HAVE CLIENTS IN THE FUTURE, WE MUST DO A GREAT JOB TODAY.

ABOUT US:

DAN CHAPUT

Hi, I’m Dan! I’ve been a professional money manager and business owner for more than 15 years. I graduated from Texas A&M University in 1997 with a degree in Marketing. I’ve worked in A.G. Edwards in the US, The Costa Rican Stock exchange, and was the head of sales for Scotia Securities here in Costa Rica.

I’m a bit of a finance nerd they say. I like to check markets and see what’s going on around the world. I’m a dual citizen of the US and Costa Rica. A friend of mine introduced me to loans for my personal investments and I saw the potential right away. A few years later, I started Costa Private Loans.

KARLA VARGAS

Hola, Soy Karla! I’m Costa Rican and have been working for international marketing companies for over a decade. I am a graduate of ULATINA Costa Rica. I have a degree in Advertising. I have worked for muti-national firms like J.Walter Thompson, Shell Oil company, Ogilvy and Havas International from France.

Dan and I have a lot of fun helping people fund their hotels, apartments and Airbnb's. I’m guilty of working a bit too much and being too selfless I’m told. I love going back to see our clients so we can see their progress. It is so nice to help others build their dreams in my country!

Costa Rica Private Loans

WE ALWAYS WANT TO BE BETTER

ABOUT US:

DAN CHAPUT

KARLA VARGAS

info@costaprivateloans.com

+(506) 6300-9457