Privacy Policy

This is the Privacy Policy for Costa Private Loans, website ("we","us" and "our site"). We are committed to protecting and respecting your privacy.

This Policy and any other documents referred to in it explain:

  • Information we collect about you
  • Our legal bases for processing your information
  • How we use your information
  • Security and protection of your information
  • Changes to this policy
  • Contact us

Please read the following carefully to understand our views and practices regarding your personal data and how we will treat it. By using our website and our services, you acknowledge you have read and understood this privacy policy.

In Summary: This Privacy Statement applies to the operations of Costa Private Loans, which services are directed at users in Costa Rica. It explains how Costa Private Loans collects, use and safeguards your personal data. By using the sites and providing us with personal data you are consenting to our processing data in Costa Rica and under its laws.

Data handling practices and rules may differ from country to country. Each Costa Private Loans entity (e.g., Costa Private Loans) may have different policies, which will apply to (and be stated on) its sites.

While we do our best to protect your personal information, Costa Private Loans cannot ensure or warrant the security of any information you transmit to us, and you do so at your own risk. What does all of this mean? Just as in the investing world, you must protect yourself. You are responsible for maintaining the secrecy of any password and/or account information. Please be careful and responsible whenever you are online, especially when using a computer that other people can use also or if you are on an unsecured network.

1. Information We Collect About You

We will collect and process the following personal data from you:

1.1 Information you give us

This is information about you that you give us directly when you interact with us.

  1. Request a Loan: We may also ask for additional information when providing other services. If you don’t want to give us the information requested, you certainly don’t have to, but you will not be able to take advantage of such offerings.

1.2 Business purposes and categories of personal information we collect:

Our business is constantly evolving to create and deliver the most relevant products and services to you. We collect a variety of different personal data for numerous business reasons. For a full listing of those reason, please see Section 3.

2. Our Legal Bases for Processing Your Information:

We can collect and process your data under one of the following legal bases for our use.

2.1 Legal Compliance

If the law requires us to, we may need to collect and process your data.

2.2 Legitimate interest

We may use your data as required in the normal course of operating our businesses and services unless our legitimate interests are overridden by your rights.

3. How We Use Your Information

3.1 Business Purposes for Which We Collect and Use Personal Data:

When we have a legal basis for collecting your personal information , we do so from a variety of sources, including without limitation your explicit input and interaction on our web site, through our advertisements on other web sites, and through third parties that have information about you or about people that exhibit similarities to the data we have collected about you. We may combine your data with anonymized, aggregated data to draw inferences about you or your interests. We use all this data to make our site and our advertising relevant to you.

Business Purpose & Categories of Personal Data
Operations
To administer our site, site performance, and internal operations, such as to conduct troubleshooting, testing, and projecting usage volume and impact.

  • Unique personal identifiers, such as online identifiers
  • Email address
  • Browser or device identifiers
  • Internet or electronic network activity, such as browsing history, search history, engagement with ads, interaction with web site or mobile app, and email receipt and response

Security
To keep our site safe and secure and to control access to your account and services.

  • Name
  • Physical address
  • Unique personal identifiers, such as online identifiers
  • Browser or device identifiers
  • Physical/geolocation or network location information, such as GPS location or Internet Protocol (IP) address
  • Internet or electronic network activity, such as browsing history, search history, engagement with ads, interaction with web site or mobile app, and email receipt and response

Optimization
To ensure our content, layout, and offerings are presented in the most effective manner for you and devices.

  • Unique personal identifiers, such as online identifiers
  • Email address
  • Browser or device identifiers
  • Internet or electronic network activity, such as browsing history, search history, engagement with ads, interaction with web site or mobile app, and email receipt and response

Fulfillment
To fulfill your transactions and to deliver information about goods and services you have requested, or that we think you would be interested in.

  • Name
  • Email addresses
  • Phone numbers
  • Physical addresses

Personalization
To allow you to participate in interactive features of our services, when you choose to do so.

  • Email addresses
  • Unique personal identifiers, such as online identifiers
  • Browser or device identifiers

4. How we store and retain your information

We store your data in databases and on storage servers in our own facilities, in colocation data centers, and in those of our contracted service providers. Your data may not be stored in the country in which you reside. We typically store our data in the Costa Rica.

We retain personal data for as long as necessary to fulfill any legal obligations we may have as well as for purposes of processing your information for the delivery of our services. We may also retain aggregate information beyond this time for research purposes and to help us develop and improve our services. You cannot be identified from aggregate information retained or used for these purposes.

5. Security and Protection of Your Information

We are committed to protecting your personal information. All information that you provide to us is stored on our secure servers. While we do our best to protect your personal information, we cannot ensure or warrant the security of any information you transmit to us, and you do so at your own risk. What does all this mean? Just as in the investing world, you must protect yourself.

Unfortunately, the transmission of information via the internet is not completely secure. Although we will do our best to protect your personal data, we cannot guarantee the security of your data transmitted to our site; any transmission is at your own risk. Once we have received your information, we will use strict procedures and security features to try to prevent unauthorized access.

6. Changes to this Policy

We may amend this Privacy Policy Statement from time to time. Please check back regularly to review your rights and to check the Effective date or Last Updated date listed below. If we make any substantive changes to this policy, we’ll announce it on our site and notify you by email.

7. Contact Us

Questions, comments and requests regarding this privacy policy are welcomed and should be addressed to:
Data Protection Officer
Costa Private Loans
Edificio Meridiano, Primer Piso.
Escazú, Costa Rica
info@costaprivateloans.com